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RAM HOLDINGS LTD ANNOUNCES RELEASE OF 2008 ANNUAL REPORT

HAMILTON, Bermuda - 16 June, 2009 - RAM Holdings Ltd. (BSX:RAMR) (Pink Sheets:RAMR) today announced that its 2008 Annual Report to shareholders has been posted to its website at www.ramre.com under "Investor Information/Annual Report."

If you are a shareholder of RAM Holdings Ltd. and wish to receive a hard copy of the 2008 Annual Report by mail, please write to:

RAM Holdings Ltd.

RAM Re House, Penthouse Floor

46 Reid Street, Hamilton, HM 12 Bermuda

Attention: Annual Report Request

About RAM

RAM Holdings Ltd. is a Bermuda-based holding company. Its operating subsidiary RAM Reinsurance Company Ltd. provides financial guaranty reinsurance for U.S. and international public finance and structured finance transactions. More information can be found at www.ramre.com.

Contact:

RAM Holdings Ltd., Hamilton
Ted Gilpin 441-298-2107 tgilpin@ramre.bm

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