Victoria Place,
31 Victoria Street,
Hamilton HM10.
Bermuda

ISIN: BMG96121AB79
CUSIP: G96121AB7

White Rock Insurance (SAC) Ltd., a Bermuda exempted company incorporated on 30 November 1982 with limited liability (Issuer), registered as (i) a Class 3 insurer and as a Class C insurer under the Insurance Act 1978, as amended (Insurance Act), and (ii) as a segregated accounts company registered under the Segregated Accounts Companies Act 2000, as amended (SAC Act), acting in respect of its segregated accounts (each, a Segregated Account), may from time to time and on any date offer separate series of insurance-linked notes (Notes) pursuant to the White Rock Insurance (SAC) Ltd ILS Program (Program) under specific terms set forth in this Prospectus (Prospectus) and the applicable prospectus supplement relating to such Notes (each, a Prospectus Supplement).

White Rock Insurance (SAC) Ltd. acting in respect of its segregated account designated as “T87-Asagao IV” ¥7,500,000,000 Principal At-Risk T87 Asagao IV Notes due July 25, 2023, pursuant to White Rock Insurance (SAC) Ltd. ILS Note Program.

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