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HSBC Finance Corporation And HSBC USA Inc. Third Quarter 2006 Results

Hamilton, Bermuda: November 7, 2006 -- HSBC Finance Corporation and 
HSBC USA Inc. will file third quarter resultsstatements at the Securities and 
Exchange Commission on Monday, 13 November 2006.
 
At 2:00pm London time (9:00am US Eastern Standard Time) on 14 November, 
HSBC will hold a conference call with analysts and investors to present these
results.
 
The call will be hosted by:
 
   €¢Bobby Mehta, Chief Executive of HSBC North America Holdings Inc. and
    Chairman and Chief Executive of HSBC Finance Corporation
 
   €¢Douglas Flint, Group Finance Director, HSBC Holdings plc
 
Questions on the results will be taken after the presentation.
 
The conference call will be accessible by dialling:
UK: +44 (0)20 7947 5061
US: +1 866 432 7186
Hong Kong: +852 800 933 370
 
The results filings, including presentation slides, will be made available for
download ahead of the conference call from www.hsbc.com/financialresults.
 
A recording of the conference call will be made available for a period of seven

days on www.hsbc.com/investorwebcast.