BCB Holdings Ltd. – Releases Q3 Results (Excerpt)

Belize City, Belize – 28 February, 2013 – In a filing to the Bermuda Stock Exchange (“BSX”), BCB Holdings Limited (the “Company”; Tickers: AIM: BCB; Trinidad and Tobago Stock Exchange: BCB.TT; Bermuda Stock Exchange: BCBH.BH) releases the financial results for the third quarter ended 31 December, 2012.

Background Information

BCB Holdings Limited (BCBHL) is a parent holding company with no independent business operations or assets other than its investments in its subsidiaries, intercompany balances and holdings of cash and cash equivalents. BCBHL’s businesses are conducted through its subsidiaries. BCBHL’s subsidiary financial holding company, BB International Limited, owns the investments in The Belize Bank Limited (BBL), which is incorporated and based in Belize and focuses on the provision of financial services and lending to domestic clients, and Belize Bank International Limited, which is incorporated and based in Belize and focuses on the provision of financial services and lending to international clients. BCBHL also owns an international corporate services business based in Belize. Within Belize, BBL is the largest, full service commercial and retail banking operation with a head office in Belize City and thirteen branches extended into each of the six districts of Belize. The principal operations of BBL are commercial lending, consumer lending, deposit taking and related banking activities.

Financial Information

The financial information included in this report as at March 31, 2012 and December 31, 2012 and for the nine months ended December 31, 2012 reflects the performance of the businesses described above. The comparative income statement for the nine months ended December 31, 2011, reflects the impact of the demerger by the Company of Waterloo Investment Holdings Limited, which became effective on October 26, 2011. In accordance with accounting standards, the income statement for the nine months ended December 31, 2011 has been presented to separately disclose the results from continuing and discontinued operations.

Results - nine months ended December 31, 2012

On this basis, the Company reported a net income from continuing operations of $4.7m for the nine months ended December 31, 2012 (2011 – net loss $8.7m), and a net income per ordinary share from continuing operations for the nine months of $0.05 (2011 – net loss $0.09).

Note: The full text and financial data of this and other press releases are available at the Company’s web site: http://www.bcbholdings.com

For further information contact:

Makinson Cowell                                                                   

BCB Holdings

+1 (212) 994 9044                                                                 

UK +44 (0)20 7248 6700

Belize +501 227 7178