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BF&M Limited Reports Half Year Earnings for the Period Ending June 30th, 1998.

Hamilton, Bermuda, August 31, 1998 - BF&M Limited today reported six month earnings for the period ending June 30th, 1998.

Net income for the period was $4,934,617 versus $5,011,028 in 1997. Basic earnings per share were $1.18 versus $1.21 during the same period last year, while fully diluted earnings per share were $0.83 versus $0.84.

Total assets for the period rose to $165,395,170 from $155,499,829 in 1997 and shareholders equity grew to $66,123,478 from $59,396,945.