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XL Capital Declares Quarterly Dividend Of $0.45 Per Share

03 November 2000

HAMILTON, BERMUDA, 3 November 2000 -- XL Capital Ltd (NYSE: XL) announced today that its Board of Directors declared a quarterly dividend of $0.45 per share payable on the Company's Ordinary Shares. The dividend will be payable on November 30, 2000 to shareholders of record on November 15, 2000.

XL Capital Ltd, through its subsidiaries, is a leading provider of insurance

and reinsurance coverages and financial products to industrial, commercial

and professional service firms, insurance companies and other enterprises on

a worldwide basis.