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IBA to Use First Ecom's E-Payment Processing Solutions

Hong Kong: 5 December, 2000 - First Ecom.com Inc. (NASDAQ: FECC BSX: FECC.BH), a global provider of electronic payment processing solutions, today announced that Hong Kong based International Bank of Asia (IBA) (SEHK 636) and First Ecommerce Data Services (FEDS) have entered into an E-commerce Transaction Processing Agreement, whereby IBA will outsource their electronic payment processing to FEDS.

This outsourcing agreement will provide IBA's merchants with access to the e-payment processing services offered by FEDS and First Ecom, allowing IBA's merchants to accept Internet credit card payments for goods and services they offer online. IBA will be able to process e-commerce transactions conducted on their e-merchants' Web sites in real-time using First Ecom's

universal, secure, e-payment processing solutions.

By outsourcing the e-payment processing to FEDS, IBA will realize significant savings in human resources, and technology development and

maintenance, which would otherwise be required if they developed an in-house e-payment processing system. IBA will also benefit from First Ecom's value added services including the Merchant Accounting and Reporting System (MARS) for monitoring merchant accounts, advanced security features, and soon to be available third-party verification of shipped goods.

"We are delighted that IBA has chosen First Ecom as their e-commerce solution," said Mr. Gregory Pek, President and co-Chief Executive Officer of

First Ecom. "By outsourcing the Internet payment processing to FEDS, IBA will have the immediate ability to offer its merchants real-time authorization for Internet credit card purchases. IBA not only maintains their merchant relationships, but will also save on the initial outlay and ongoing costs associated with in-house processing."

"The E-commerce Processing Agreement with FEDS helps fulfill our commitment to continually meet the needs of our merchants by providing them with

leading-edge technology," said Mr. Mike Murad, Vice Chairman, Managing Director and Chief Executive Officer of IBA.

"With First Ecom as our Internet payment processing partner, IBA can immediately provide our merchants with a secure, online processing solution giving them the quickest and most efficient means to conduct e-commerce while at the same time helping us realize our goal of "Banking made simple" for our customers."