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ACE Limited Declares Quarterly Dividend

Hamilton, Bermuda: 16 November 2001 - The Board of

Directors of ACE Limited (NYSE:ACE, BSX: ACL.BH) today declared a quarterly dividend of 15 cents per ordinary share, payable on January 14, 2002

to shareholders of record at the close of business on December 31, 2001.

The Board also authorized the repurchase of any ACE issued debt or capital securities, including ACE's ordinary and preferred shares, up

to an aggregate total of $250 million. This repurchase authorization replaces the authorization announced in November 2000, under which approximately $179 million of ordinary shares have been repurchased. These repurchases may take place from time to time in the open market, in privately negotiated transactions, block trades, accelerated repurchases and/or through option or other forward transactions.

The ACE Group of Companies provides insurance and reinsurance for a diverse group of clients. The ACE Group conducts its business on a

global basis with operating subsidiaries in nearly 50 countries.

Additional information can be found at: http://www.acelimited.com.